
SIL vs SDA: Which NDIS Housing Support Is Right for You?
SIL and SDA sound similar but do very different jobs. Here is a plain-English comparison to help you and your support coordinator have a clearer conversation.
6 March, 2026 · 4 min read
The simplest way to tell them apart
SIL is the support. SDA is the space. One funds the people who help you; the other funds an accessible, purpose-built home. Many participants have both, but plenty have only one.
Keeping that distinction in mind makes plan meetings far less confusing.
When SIL is usually the answer
If your main need is help with daily living, personal care, routines or skill-building, SIL is likely the relevant support. It suits people who can live in a standard home but need consistent, person-centred support to do so.
When SDA comes into the picture
SDA is for participants whose needs call for specific building features, such as accessible bathrooms, hoists, reinforced walls or assistive technology. It has stricter eligibility and is written into your plan when there is clear evidence of need.
If you are not sure whether you qualify, that is exactly the kind of thing to raise with your support coordinator or with us.
Getting a straight answer
We would rather give you an honest picture than sign you up for something that does not fit. Call our team, and we will help you understand what your plan supports and what your options actually are.
Want to talk this through for your situation?
More from the blog.
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Short Term Accommodation: What STA Covers
STA pays for a short stay away from home, including support, meals and activities. It is also the most useful thing to use while a SIL decision is pending.
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Overnight Support at Home or a Move to SIL?
Both can cover the night. They differ in what they ask of the household, what they cost the plan, and how well they hold up over five years.
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One to One or a Group: What Ratios Change
1:1, 1:2 and 1:3 are quoted constantly and explained rarely. What each ratio changes about the hour, the cost and who the support suits.
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